Safe Harbor Financial Advisors, Llc

Your Retirement Success Advocate.

Financial planner in Portsmouth, RI (show on map)

Fee-only Certified Financial Planner® professionals offering customized retirement financial guidance with no conflicts of interest.

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About

Safe Harbor Financial Advisors is a fee-only Certified Financial Planner® practice dedicated to helping clients safely reach and maintain their retirement financial goals. With expertise in retirement income planning, tax efficiency, and holistic financial strategies, the firm provides personalized guidance without product conflicts, ensuring clients achieve financial peace of mind.

Fee-only Certified Financial Planner® professionals

No conflicts of interest

Holistic retirement-focused planning

Collaborative approach with full-service firms

Services

Retirement Success Advocacy

Personalized financial guidance and planning focused on helping clients safely transition into and maintain retirement.

Fee-only Certified Financial Planner® professionals No product conflicts of interest Holistic approach integrating financial, tax, and estate planning

Hourly/Project Fee Engagements

As-needed financial planning services on an hourly or project basis for self-directed clients.

Fee-only financial advisors Flexible engagement options No ongoing fees

Collaborative Comprehensive Advisory Services

Working with full-service financial firms to provide integrated retirement planning and investment management.

Holistic retirement-focused financial planning Collaborative approach with full-service advisors Tax-efficient and comprehensive planning

Credentials & Certifications

Certified Financial Planner® (CFP®)

Since 2002

JD (Juris Doctor)

LL.M. (Tax) from George Washington University

Frequently Asked Questions

What is a Retirement Success Advocate? +

A specialized guide focusing on financial planning and management in retirement, distinct from planning for retirement, ensuring strategies that got clients to retirement also support them through it.

Do I Have Enough to Retire? +

The adequacy of retirement savings depends on individual needs, guaranteed income, and expected withdrawal rates from savings over time. Safe Harbor uses a cash flow approach to assess this.

What Are the 7 Essentials of Retirement Success? +

Safe Harbor outlines key pitfalls to avoid and essential strategies for successful retirement planning, including comprehensive financial planning, tax efficiency, and ongoing support.