Lechner Associates

Financial planner in North Attleborough, MA (show on map)

Lechner Associates offers comprehensive financial planning, investment advice, and asset management services with independent, fee-only financial advisors located in North Attleborough, MA.

Call (508) 695-6229

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About

Lechner Associates, located in North Attleborough, MA, is an independent financial advisory firm offering comprehensive financial planning, investment advice, and asset management services. The firm provides personalized attention and fee-only financial planning, ensuring unbiased recommendations without product commissions.

Services include retirement and estate planning, insurance analysis, and tailored investment strategies, emphasizing long-term wealth management and client education.

Independent, fee-only financial advisors

Comprehensive financial planning services

Customized investment portfolios

Focus on retirement and estate planning

Services

Retirement Planning

Extensive gathering and analysis of financial and non-financial data to generate multi-year projections, utilizing financial planning software with randomized simulators for realistic evaluations and recommendations to adjust inputs for desired retirement outcomes.

Multi-year projections Randomized simulator Recommendations for adjustments

Cash-Flow Planning

Assess the near and long-term effects of proposed major changes in income, expenses, assets, or liabilities, offering recommendations for major purchases, refinancing, college costs, and retirement planning.

Income/expense analysis Major purchase evaluation Refinancing guidance College cost planning

Investment Planning

Design customized investment portfolios tailored to clients' financial goals, risk profiles, and cash management needs, including periodic reviews and employee benefit reviews.

Customized portfolios Risk surveys Periodic reviews Employee benefit reviews

Estate Planning

Gather and prepare asset and balance sheet information for will or trust execution, review existing estate plans for gaps, and focus on minimizing future estate taxation or asset protection.

Asset gathering Balance sheet preparation Estate plan review Tax minimization

Life Planning

Work with clients as whole people to address financially stressful times, help identify and prioritize financial goals, and offer connections to other professional services as needed.

Holistic approach Goal prioritization Professional connections

Credentials & Certifications

Certificate in Financial Planning

Since May 2016

Certified Financial Planner™ (CFP®)

Since March 2017

Frequently Asked Questions

How much will I need for retirement? +

A rough estimate can help you get started by considering current expenses, desired lifestyle, and expected longevity.

What does a Defined Benefit Pension mean? +

A Defined Benefit Pension is an employer-funded retirement plan that guarantees a specific monthly benefit upon retirement, typically based on salary and years of service.

How does a 401(k) Defined Contribution Plan work? +

A 401(k) plan allows employees to contribute a portion of their salary to a retirement account, often with employer matching contributions, and invest the funds in selected investment options.

What is an annuity? +

An annuity is a contract between an individual and an insurance company where the individual makes a lump-sum payment or series of payments in exchange for periodic income payments starting at a specified future date.

What are the risks associated with variable annuities? +

Variable annuities involve investment risk as their value fluctuates with the performance of underlying investment options; they also carry fees and surrender charges.