Joint Venture Capital, LLC

Financial services in East Greenwich, RI (show on map)

4.0

★★★★☆

8 reviews

Joint Venture Capital offers private money lending, bridge loans, construction loans, and SBA financing for commercial real estate and business needs.

Call (401) 294-4843

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About

Joint Venture Capital LLC (JVC) is a financial services provider specializing in private money lending, bridge loans, construction financing, and SBA loans for commercial real estate and business financing. JVC caters to a variety of property types including non-owner occupied residential, multi-family, mixed-use, retail, office, industrial, vacant land, apartment buildings, construction projects, gas stations, convenience stores, warehouses, and assisted living facilities.

Their services are available nationwide with some geographic restrictions. Loan amounts range from $75,000 to $100,000,000+, interest rates from 8.74% to 14.00%+, and loan terms from 12 to 36 months with no pre-payment penalties. JVC accepts a wide range of credit scores from bad to excellent and offers flexible loan-to-value ratios up to 85% under certain programs. They also permit third-party junior financing and seller-held seconds on a case-by-case basis. Additional programs include cash out refinances, JV loan programs for joint ventures, primary finance for conventional refinancing, and purchase loan programs for fast property acquisitions. JVC emphasizes fast closings, low closing costs, and minimal documentation requirements for many of their loan products.

Nationwide availability with some geographic restrictions

Wide range of property and business financing options

No tax return requirement for certain bridge loan programs

Flexible loan-to-value ratios up to 85% under specific programs

Permitted third-party junior financing and seller-held seconds

Services

Bridge Loan Program

Provides short-term financing for real estate acquisitions, property improvements, or bridge financing between long-term financing sources. Suitable for non-owner occupied residential, multi-family, mixed-use, retail, office, industrial, vacant land, apartment buildings, construction, gas stations, c-stores, warehouses, and assisted living facilities.

No tax return requirement for some programs Interest rates from 8.74% to 14.00% Loan terms from 12 to 36 months Loan-to-Value up to 65% (up to 85% under certain programs) Permitted third-party junior financing Nationwide availability with some restrictions

Construction Loan Program

Finances construction, development, and rehabilitation projects for commercial real estate. Accepts fix-and-flip, ground-up construction, and development projects.

Rates and terms vary based on project specifics Accepts a wide range of construction types Custom application process with executive summary required for many deals

Cash Out Refinance Program

Provides working capital by leveraging the equity in existing properties. Suitable for developers seeking funds for additional projects or business owners needing capital.

Fast refinance options for completed or incomplete projects Equity extraction for property purchase or portfolio expansion No pre-payment penalties

SBA Loan Program

Offers low-interest loans and working capital for small businesses and real estate purchases up to $6,000,000. Ideal for business acquisition, expansion, or refinancing.

Low interest rates Loan amounts up to $6,000,000 Suitable for business acquisition, expansion, and refinancing Nationwide eligibility with some exclusions (NV, Puerto Rico, Quebec)

Business Cash Advance Program

Provides short-term working capital for businesses without requiring collateral. Suitable for inventory, equipment, expansion, or operational costs.

No collateral required Rates starting at 9.99% Flexible repayment options (monthly, weekly, daily) Eligible in almost all U.S. and Canadian locations No prepayment penalty

JV Loan Program

Facilitates joint ventures by providing capital to investors interested in partnering on strong real estate or business projects.

Capital provided to investors for joint ventures Suitable for strong asset-backed projects Custom terms based on project specifics

Credentials & Certifications

Private Money Lending Expertise

SBA Loan Program Provider

Reviews

Rating

★★★★☆

Reviews

"They are easy and a pleasure to work with."

Frequently Asked Questions

What types of properties do you finance? +

JVC finances a wide range of property types including non-owner occupied residential, multi-family, mixed-use, retail, office, industrial, vacant land, apartment buildings, construction projects, gas stations, convenience stores, warehouses, and assisted living facilities.

Do you require tax returns for bridge loans? +

No, some bridge loan programs do not require tax returns; they accept 'just rentroll' as verification.

What is the minimum credit score required for a cash advance? +

The minimum average credit score required for a business cash advance is 500.

Are there any geographic restrictions for your loan programs? +

JVC operates nationwide with some restrictions, particularly for certain construction and SBA loan programs.

What is the maximum loan amount for SBA loans? +

SBA loans through JVC have a maximum amount of $6,000,000.

Can I get a bridge loan with bad credit? +

Yes, JVC accepts credit scores ranging from bad to excellent for bridge loans.