At Gilligan & Bianco, we partner with our clients, working together to make the right decisions in the face of a rapidly changing economic and business environment. From tax preparation to strategic business consulting, and all the way to sophisticated tax planning, we treat every situation—and every client—with the same high level of care, commitment and respect. We
know that there are other accounting firms out there, and we know that we need to work hard to earn and keep your business. It’s our goal to help you reach your goals, and we do whatever we can to help you make that happen. We prepare your financial statements for the bank and your tax returns for the government—how can we help you? Because we’re like you, we know where you are coming from. We know the challenges you face and we share your concerns. And we know what drives you. But don’t let our relatively small size fool you. We have experience and expertise that comes from working with large and small companies, and a whole lot of individuals and families. We use this knowledge to meet your current needs and even anticipate what you might need down the road. And just like you, we have a passion for what we do. And we’re always trying to get better. It’s often said that time is money, and we agree. But for us, time is a lot more than that. At G&B, time is one of our most valuable tools, and we use it to get to know you and fully understand your business, financial and personal goals. Because taking the time to get to know you—and taking the time for you to get to know us—is the only way we can be sure to provide you with the kind of in-depth, customized services you deserve.
Strong relationships and quality service
Personalized attention from partners with over 50 years of combined experience
Comprehensive range of accounting, tax, and consulting services
Focus on listening and understanding client needs
Experience working with both large and small businesses and individuals
Services
Tax Planning & Compliance
Provides advice to business owners, individuals, families, and fiduciaries, working closely with clients to build strong and trusting relationships. Offers tax planning, compliance, and preparation services for a wide range of clients.
Personalized tax adviceTax planning for individuals and businessesTax return preparation for nearly all 50 statesStrategic tax efficiency aligned with personal and business goals
Financial Statement Preparation
Offers a full range of financial statement preparation services, including audits, reviews, and compilations, tailored to each client’s business needs.
AuditsReviewsCompilationsProper planning for successful financial statement preparation
Business Consulting
Provides comprehensive business consulting services, including business planning, cash flow management, financing assistance, and operational analysis.
Business planningCash flow managementFinancing assistanceOperational analysis
Wealth Management Strategies
Offers personalized tax advice and planning services for wealth management, including estate planning, trust management, retirement planning, and charitable giving options.
Member of American Institute of Certified Public Accountants
Member of Rhode Island Society of Certified Public Accountants
Member of Estate Planning Council of Rhode Island
Reviews
Rating
5
★★★★★
Reviews
4
"They are worth every penny you pay and more."
Frequently Asked Questions
What are the tax savings generated by my mortgage? +
Mortgage interest deductions can reduce taxable income, potentially lowering your tax liability.
Should I pay off debts or invest the money? +
Consider the interest rates on your debt versus potential investment returns; paying off high-interest debt often yields higher savings.
Which is better, fixed or adjustable-rate mortgage? +
Fixed-rate mortgages offer stable payments, while adjustable-rate mortgages may start lower but can increase over time; the choice depends on your risk tolerance and financial stability.
How do closing costs impact the interest rate? +
Closing costs are separate from the interest rate; however, higher closing costs can affect the loan amount and overall affordability.
Compare an interest-only vs. traditional mortgage +
Interest-only mortgages have lower initial payments but higher total interest over the loan term, while traditional mortgages have higher initial payments but lower total interest.
How much can I borrow from my home equity (HELOC)? +
HELOC amounts depend on your home’s appraised value, outstanding mortgage balance, and lender’s credit criteria; typically, you can borrow up to 80% of your home’s equity.