Edelman Financial Engines

We’re people people that happen to be money people.

Financial planner in East Greenwich, RI (show on map)

Edelman Financial Engines offers holistic financial planning, wealth management, and retirement solutions with a focus on personalized client care and fiduciary responsibility.

Call (401) 491-4232

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About

Edelman Financial Engines is a leading financial advisory firm offering comprehensive wealth management solutions including financial planning, investment management, retirement planning, tax planning, insurance guidance, and estate planning. With over 1.24 million clients and $326 billion in assets under management as of December 31, 2025, the firm emphasizes a holistic approach to financial well-being, backed by a network of 146 locations and a commitment to personalized client service.

Holistic financial planning approach

Fiduciary investment management

Extensive network of 146 locations

Over 1.24 million clients

Awarded Barron’s Top Independent Financial Advisory Firm for eight consecutive years

Services

Financial Planning

A holistic approach that integrates all aspects of your financial life, including goal setting, ongoing reviews, and personalized planning.

Holistic financial integration Personalized goal setting Ongoing reviews

Retirement Planning

Create a roadmap to a retirement that you truly look forward to, including retirement mapping, income planning, and asset protection.

Retirement mapping Income planning Asset protection

Investment Management

Trust in independent, fiduciary advice that prioritizes your best interests, utilizing an innovative optimization engine and personalized portfolios.

Innovative optimization engine Personalized portfolios Ongoing performance monitoring

Insurance Guidance

Get expert help deciding what kind of insurance you do and don’t need, including insurance review, life insurance assessment, and long-term care evaluation.

Insurance review Life insurance assessment Long-term care evaluation

Tax Planning

Discover tax-efficient strategies to help preserve your wealth, including tax strategy, guidance on charitable giving, and tax law monitoring.

Tax strategy Tax guidance on charitable giving and tax loss harvesting Tax law monitoring

Estate Planning

Be proactive in securing your estate to protect what matters most, including legacy design, key document review, and estate tax mitigation.

Legacy design Key document review Estate tax mitigation

Credentials & Certifications

Barron’s Top Independent Financial Advisory Firm

Since 2018

Top Managed Account Provider for Workplace Retirement Plans

Since 2025 Q3

Frequently Asked Questions

What is the 4% rule in retirement planning? +

A guideline suggesting that withdrawing 4% of a diversified portfolio annually during retirement minimizes the risk of eroding principal, though adjustments may be needed based on market conditions and personal circumstances.

When should I take Social Security? +

It is generally recommended to delay Social Security benefits until at least full retirement age, as waiting can increase monthly benefits, though individual circumstances may warrant earlier or later claims.

What factors do I need to consider when planning for retirement? +

Key factors include estimating withdrawal timing and size, market volatility, inflation, health care costs, longevity, and tax implications, all of which should be integrated into a comprehensive retirement plan.

What are the biggest pitfalls to retirement planning? +

Major pitfalls include high inflation, market volatility, unexpected health care costs, longevity risk, and tax implications, which require a flexible and robust retirement plan to mitigate.

How much will health care cost in retirement? +

The average total health care cost for a 65-year-old couple in retirement is approximately $315,000, highlighting the need for a financial cushion to cover potential higher costs.

Should I consider annuities in my retirement plan? +

Annuities can provide predictable income streams in retirement, but their suitability depends on individual financial goals and should be evaluated with a financial planner.

How can I reduce my taxes in retirement? +

Strategies include making withdrawals from tax-deferred accounts before Required Minimum Distributions, using Roth conversions, and making qualified charitable donations directly from IRAs, with personalized advice from a financial planner.

Should I pay off my mortgage before retirement? +

Typically, the focus should be on wealth creation rather than debt elimination; paying off a mortgage early is not usually necessary and may not be the best use of retirement funds.