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Coastal1 Credit Union

Financial services in Smithfield, RI (show on map)
Google 4.1
★★★★☆
29 reviews

Coastal1 Credit Union: Serving Rhode Island & Massachusetts with personal, business, and mortgage banking solutions.

Call (401) 722-2212
Navigate to Visit website
Coastal1 Credit Union website

About

Coastal1 Credit Union is a member-owned financial institution offering personal banking (checking, savings, online/mobile banking, debit/ATM cards, Zelle®, home equity loans, auto loans, credit cards, personal loans, insurance), business banking (commercial loans, merchant services, business online banking), mortgage services (home purchase, refinance, first-time homebuyer programs), and wealth management. The credit union serves Rhode Island and Massachusetts with a mission of people helping people in local communities.

Member-Owned Financial Institution
Community-Focused Mission
Comprehensive Financial Products

Services

Personal Checking

Various checking accounts with features like surcharge-free ATMs, Advantage Checking with high APY, Free Checking, Direct Plus Interest-Bearing, and more.

Surcharge-free ATM access Interest-earning options Free check writing Mobile deposit Zelle®

Mortgage Loans

Home purchase, refinance, and first-time homebuyer mortgage options with competitive rates.

Low rate mortgages First-time homebuyer programs Refinance specials FHA and VA mortgages

Commercial Loans

Access to capital for business growth including commercial loans and business online banking.

Capital for business growth Business online banking Merchant services

Mobile/Online Banking

Secure online banking with advanced technology for personal and business accounts.

24/7 access Mobile deposit Zelle® payments Bill pay

Debit/ATM Card Services

Visa® Check Card with EMV chip, contactless payments, and fraud alerts.

EMV chip security Contactless transactions Fraud monitoring via text alerts 24/7 TellerPhone

IRA Accounts

Traditional, Roth, and Education (Coverdell ESA) IRAs with easy opening at local branches.

Multiple IRA types Minimum deposit $25 for savings accounts IRA CDs available

Reviews

Google
Rating
4.1
★★★★☆
Reviews
29
"She’s efficient and courteous."

Frequently Asked Questions

What is EMV? +

EMV is a technology embedded in Coastal1 Credit Union debit/ATM cards that provides a microchip for secure transactions at chip-reading terminals.

How do I use my EMV card? +

Insert the card with the chip facing up at chip-reading terminals and follow prompts. If no chip terminal, swipe as usual.

Will my new EMV card still work at ATMs? +

Yes, the card functions like the old one with the same PIN for ATM withdrawals.

What is Verified by Visa®? +

A service that adds a password to confirm online purchases, enhancing security against unauthorized use.

Are Debit Card Fraud Alerts Free? +

Yes, the fraud alert service is provided at no cost to members.

Contact Coastal1 Credit Union

Coastal1 Credit Union
Category
Financial services
Wheelchair Accessible
Call (401) 722-2212

Location

Location of Coastal1 Credit Union, 379 Putnam Pike, Smithfield, RI 02917 · View on Google Maps

Screenshot Gallery

Get in Touch

Ready to work with Coastal1 Credit Union?

Reach out today to schedule a consultation.

(401) 722-2212

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