Capital Good Fund

Financial services in Providence, RI (show on map)

4.6

★★★★★

480 reviews

Capital Good Fund uses financial services to tackle poverty and climate change in America, offering loans, coaching, and green energy solutions.

Call (866) 584-3651

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About

Capital Good Fund is a social change organization that utilizes financial services to address poverty and climate change in the United States. The organization offers a range of products including easy financing, trusted coaching services, donation opportunities, and investment options aligned with personal values.

It currently operates in Rhode Island, Florida, Massachusetts, Illinois, Delaware, Texas, Colorado, New Jersey, Connecticut, Georgia, and Pennsylvania, serving over 17,000 loan recipients totaling more than $60 million in financing. The mission is to create pathways out of poverty and advance a green economy through inclusive financial services, with programs such as the Financial Coaching PLUS, Credit Builder, HomeGreen Energy-Efficiency Loan, and Immigration Loans. The organization emphasizes equitable financing, privacy protection, and community impact, as evidenced by client success stories and partnerships with approved contractors and attorneys.

Community Development Financial Institution

Green economy focus

Inclusive financing for underserved communities

Credit-building and coaching programs

Services

Financial Coaching PLUS

A year-long relationship with a Financial Coach offering personalized advice on credit, budgeting, goals, debt management, and health, improving credit scores and financial literacy.

Personalized coaching Budgeting support Credit improvement Debt management Health financial planning

Credit Builder Program

A program where participants make 12 monthly $5 payments reported to credit bureaus to improve credit scores.

12 monthly payments Credit bureau reporting Score improvement Free credit report access

HomeGreen Energy-Efficiency Loan

Low-interest loans for home energy efficiency upgrades, ranging from $1,000 to $50,000, with 0% APR and flexible repayment terms.

Energy-efficient upgrades 0% APR Flexible terms (24-84 months) No closing fees or down payment

Immigration Loans

Loans to assist with immigration-related expenses, currently paused due to high application volume.

Legal fee financing Partnered with approved attorneys Application includes eligibility check

Reviews

Rating

4.6

★★★★★

Reviews

480

"They have helped me numerous times and I was able to resolve my situation."

Frequently Asked Questions

How does the Credit Builder Program improve credit scores? +

Participants make 12 monthly $5 payments reported to all three credit bureaus as a 0% loan, improving credit scores with each on-time payment.

What types of home upgrades are eligible for the HomeGreen Loan? +

Eligible upgrades include wall insulation, replacement windows, duct sealing, removal of knob-and-tube wiring, high-efficiency heating and cooling equipment, and any other National Grid-approved measures.

What is the interest rate for the HomeGreen Energy-Efficiency Loan? +

The loan has a 9.99% Annual Percentage Rate (APR) with no closing fees or down payment.

Which states are eligible for the Financial Coaching PLUS program? +

The program is offered to residents of Rhode Island, Massachusetts, Connecticut, New Jersey, Florida, Illinois, Pennsylvania, Georgia, and Texas.

What documents are required to apply for a HomeGreen Loan? +

Required documents include two months’ bank account statements (three months for loans over $2,000), a Project Verification Form from the contractor, a copy of a government-issued ID, and a voided check or prepaid card with ACH features.

Is the Immigration Loan program currently accepting new applications? +

No, the Immigration Loan program is temporarily paused due to high application volume, but it will resume as capacity allows.