Athena Legacy Solutions, LLC

A retirement thinking partner you can trust

Financial planner in Saunderstown, RI (show on map)

Income strategies to support your life, your vision. Retirement income distribution strategies differ fundamentally from those used for wealth accumulation.

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About

Athena Legacy Solutions is a retirement thinking partner dedicated to crafting personalized financial plans and income strategies that align with clients' Life Vision. With nearly 30 years of experience, the firm emphasizes a conversation-driven process, transparency, and tailored advice, ensuring clients have a secure and fulfilling retirement.

Services include Retirement Income Planning, Foundational Blueprint, Crisis Planning, Estate Settlement & Trustee Support, and the Life Vision Process.

Conversation-driven financial planning

Alignment of financial strategies with Life Vision

Specialized retirement income planning with RICP® professionals

Comprehensive estate settlement and trustee support

Services

Retirement Income Planning

Income distribution planning is vital for managing cash flow during retirement. It involves crafting a strategy to efficiently distribute income from retirement accounts, investments, pensions, and Social Security to meet your financial needs.

Strategic income distribution planning Focus on reliable income over high returns Tax planning and RMD management

Foundational Blueprint

The Foundational Blueprint is a strategic plan that outlines your goals, assesses your current financial situation, and details the steps to achieve your objectives. It provides a roadmap for effective financial management, ensuring long-term stability and risk mitigation, making it ideal for clients ready to save and build wealth.

Goal-setting and financial assessment Roadmap for wealth accumulation Risk mitigation strategies

Crisis Planning

Long-term illness, a sudden death, or extended care in a Nursing Home, can happen quickly and unexpectedly, throwing a family into emotional and financial crisis. We have developed an expertise in advising families facing the many challenges of a crisis. Our skilled guidance will help provide clarity and develop a pathway for moving forward.

Crisis assessment and planning Emotional and financial support Pathway development for recovery

Estate Settlement & Trustee Support

Serving as an executor or trustee with little to no experience can be overwhelming, especially during emotionally charged times. We provide support to clarify your fiduciary duties, bring structure to the process and streamline communication with attorneys, tax professionals, and beneficiaries, ensuring transparency and efficiency.

Fiduciary duty clarification Structured process implementation Communication facilitation

Life Vision Process

Align your financial strategies with your Life Vision. Through meaningful conversations about money, family, and what matters most to you, a clear process will naturally emerge—guiding you forward with purpose-driven financial planning.

Conversation-driven financial planning Alignment of financial strategies with Life Vision Ongoing support and monitoring

Credentials & Certifications

RICP® (Retirement Income Certified Professional)

Since 2011

CLTC® (Certified in Long-Term Care)

Since 2011

LUTCF® (Life Underwriter Training Council Fellow)

Since 2011

FPQP® (Financial Paraplanner Qualified Professional)

Since 2023

Frequently Asked Questions

What is the RICP® designation? +

The RICP® (Retirement Income Certified Professional) designation is a specialized certification for financial professionals focusing on retirement income planning. It provides in-depth knowledge and skills to help clients create sustainable and effective retirement income strategies, covering various aspects such as investments, social security, tax planning, and healthcare.

How does Athena Legacy Solutions differ from other financial planning firms? +

Athena Legacy Solutions emphasizes a conversation-driven process, aligning financial strategies with clients' Life Vision. The firm focuses on personalized, purpose-driven planning, transparency, and tailored advice, ensuring clients have a secure and fulfilling retirement.

What services does Athena Legacy Solutions offer for estate settlement? +

Athena Legacy Solutions provides Estate Settlement & Trustee Support, helping executors and trustees understand fiduciary responsibilities, manage communication with professionals and beneficiaries, and ensure transparency and efficiency throughout the process.

What is the Life Vision Process? +

The Life Vision Process at Athena Legacy Solutions involves meaningful conversations about money, family, and personal values to define a client's Life Vision. This process guides the development of financial strategies that align with and support the client's Life Vision, ensuring a purpose-driven financial plan.

Who is Janet M. Goulart? +

Janet M. Goulart is the Founder of Athena Legacy Solutions, with nearly 30 years of experience in retirement income planning. She holds the RICP®, CLTC®, and LUTCF® designations, focusing on personalized income strategies and Life Vision alignment for her clients.